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CRC® Course 3: Fundamentals of Retirement Plan Design

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Course Description:

CRC® 3 covers concepts needed to guide your clients/plan participants in maximizing assets within different types of retirement plans and understanding Social Security benefits.  Clients/plan participants have distinctive retirement planning needs and there is no one-size-fits-all retirement plan that works for everyone. This course addresses important retirement plan concepts and features that will help you counsel them in determining what combination of retirement plans are likely to be best for their unique needs.  It will also help you translate the complex and often confusing retirement plan information provided to clients/plan participants.

Topics included in this study guide include:

  • Definition of qualified and nonqualified plans
  • Basic features of qualified and nonqualified plans
  • The difference between defined benefit and defined contribution plans
  • Advantages of each plan to employers and employees
  • The rules governing qualified plans, including:
  • Eligibility and contribution limitations
  • Payment options at retirement
  • The rules governing distributions, plans for individuals (IRAs) and the self-employed
  • Social Security

Continuing Education Credits Available:

Approved for 7.5 hrs CRC® CE credits. All CRC® study guide CE quizzes are free. Certificants may not apply CRC® study guides toward CE credit for their first CRC® renewal period after becoming certified and may not submit the same quiz for two consecutive CRC® renewal periods.