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InFRE® - Raising the Retirement Readiness of American Workers through retirement-specific, accredited certification and training for professionals

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For Recognition as a True Retirement Planning Professional, Become a Certified Retirement Counselor® (CRC®) Certificant

In today’s new fiduciary environment, it is more important than ever before that retirement professionals gain the knowledge and skills needed to help American workers adequately prepare for retirement. The Certified Retirement Counselor (CRC) program was created over a two-year period in 1997 by the International Foundation for Retirement Education (InFRE) with our academic partner, Texas Tech University, and more than 100 retirement planning practitioners. Becoming a CRC will enhance your understanding of retirement planning concepts and principles, while tangibly demonstrating your expertise and commitment to the retirement planning profession.

A Leader Among Retirement Designations

The CRC program distinguishes itself from other retirement designations in that it covers both retirement income and accumulation planning. To ensure the CRC exam is testing knowledge of the most recent up-to-date and relevant retirement planning concepts, InFRE conducts a comprehensive industry practice analysis every five years. The optional study materials help retirement professionals apply a consultative, process-oriented approach to help clients make more informed retirement planning decisions. The CRC program can be one answer to professional development needs related to the Department of Labor (DOL) Fiduciary Rule and the CRC Code of Ethics includes as one of its’ principles, “Acting in the best interest of the client or retirement plan participant”.

An Accredited Retirement Certification

The CRC is accredited by the National Commission for Certifying Agencies (NCCA). Independent third-party “program” accreditation for a professional certification provides impartial, third-party validation that the designation has met recognized credentialing standards for development, implementation, and maintenance. The premise behind NCCA accreditation standards is to ensure the health, welfare and safety of the public with certification programs that assess professional competency. Out of the 170 designations listed on the FINRA website, only seven are shown to be independently accredited.

Fortify your retirement expertise by becoming a Certified Retirement Counselor (CRC) Certificant!

Renew Your Certified Retirement Counselor (CRC) Certification

Renewal Requirements

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InFRE’s Leadership

Certificant Press Release

Group Professional Development Live Classroom or Webinar Training

Retirement Income Management Training and Consumer Education

Public Sector Retirement Plan Administrator Training

Retirement Counseling and Other Live Training Courses for groups

Continuing Ed Resources for CRCs

InFRE’s Ethics Courses

InFRE’s Current Quarterly Newsletter, Retirement Insight and Trends – Earn 1.0 CE Credit per Issue

InFRE’s Continuing Education Resources

Save on CE courses and membership

Retirement Income Management Training and Consumer Education

Retirement Plan Administrator Training

InFRE Research

Retirement research InFRE has sponsored or participated in to raise the retirement readiness of the American worker

Find a CRC

Find a CRC certificant in your area or verify certification status

Latest News

The Certified Retirement Counselor (CRC) Is Re-Accredited another five-year period, expiring July 31, 2019

Credentials to Look for in a Financial Adviser, Wall Street Journal, May 31, 2015

Next phase in the fiduciary saga, Bank Investment Consultant

A well-rounded retirement planning education, Life Health Pro

The CRC is highlighted as a leading accredited credential in this video by the Institute for Credential Excellence

InFRE will deliver pre-conference plan administration session at NAGDCA Conference on Sept 27, 2015

National Association of Governmental Defined Contribution Administrators (NAGDCA) Annual Conference in Indianapolis, Indiana

Fundamentals of Compliance and Ethics
Course #4 of the InFRE® Public Sector Retirement Plan Administrator Series

The International Foundation for Retirement Education’s (InFRE) plan administration courses are designed and updated under the guidance of the National Association of Government Defined Contribution Administrators’ (NAGDCA) current and past leadership to help public sector defined contribution plans build the expertise they need to meet the challenges of the new retirement environment. InFRE is NAGDCA’s trusted partner for providing the most effective and credible retirement-specific professional development, retirement counselor certification and certificate training courses designed specifically for public sector defined contribution and defined benefit plans.

This course is designed for individuals who have a responsibility for a public sector retirement plan, whether it be a defined benefit or a defined contribution plan such as a 457(b), 403(b) or 401(k) plan. In this course you will learn about:

• What is required to ensure your plan is in compliance with federal tax laws
• Governmental regulation and the specific compliance requirements regarding plan form and operation that pertain to public sector plans
• Fiduciary roles and responsibilities to participants and beneficiaries
• Available IRS Corrective Programs
• General reporting issues
• The role of independent professionals in plan operation
• The ethics that are necessary for all parties responsible for the plan, in particular for those with a fiduciary role such as plan administrators, board or committee members, and other fiduciaries

Perfect for those with new to intermediate level skills, this is the fourth course in the four-part series designed specifically for public defined contribution administrators.

Your presenter for this session is Mary Willett, CRA, CRC®, of Willett Consulting, an independent benefit plan consultant in Oregon, Wisconsin with more than twenty years experience in the field of public employee retirement benefits. Mary is an expert in public sector retirement plans, specializing in Section 457 deferred compensation plans, 403(b) tax sheltered annuity programs and 401(a) qualified pension plans. She currently works with government employers, industry members and other consultants on projects pertaining to public sector retirement programs. She has been a member of the National Association of Government Defined Contribution Administrators (NAGDCA) since 1991 and served on the governing board for seven years, ending her Board term as the 2001/2002 president. Mary has also been involved with the International Foundation for Retirement Education (InFRE) since its inception in 1997 and holds InFRE’s Certified Retirement Administrator (CRA) designation and Certified Retirement Counselor ® (CRC®) certification.


The CRC® is singled out as one of the top retirement income planning certifications

In “Retirement Income Planning: Learning the Hard Way,” the CRC® was highlighted as one of the top 4 certifications for those interested in improving their professional skills in retirement income planning.

The CRC® is highlighted as a leading accredited credential by the Institute for Credential Excellence

InFRE’s Managing Director, Kevin Seibert, CFP®, CEBS, CRC®, was featured in this Institute for Credentialing Excellence video about leading accredited certification programs.

Retirement software

Serving the mid-market

Lump sum research

Retirement readiness research

March 2014 Issue of InFRE’s Retirement InSight and Trends now available! Earn 1 CRC® and/or CFP® CE credit